The People's Bank of China’s assessment shows that banking risks remain under control thanks to the resilience of major financial institutions. The report covers 3,529 banks nationwide, with 3,217 passing solvency tests, representing 98 % of the system’s assets. The authority emphasized the need to strengthen macro‑prudential oversight of the real‑estate sector and pledged to protect the system against systemic risks through continuous monitoring of regional banks. This document sends a calming signal to global markets, confirming the Chinese financial system’s ability to absorb internal and external shocks.
"China’s banking system performed solidly in the first half of 2025," the report states.
